Answer:
Step-by-step explanation:
Given
Charlotte can select from a ruby , an emerald or an opal stone
i.e. there are 3 choices for stone
while there are 2 choices for metal i.e. silver or gold
no of ways to select a stone is 
no of ways to select metal 
No of ways to select a ring
(b)Probability of selecting a ruby is 
Probability of selecting a metal is 
Probability of selecting a ring with a ruby stone and gold metal