Answer:
Alcohol, Smoking, doing illicit drugs.
Explanation:
When drinking you are hurting the baby's growing development which occurs birth defects to come upon such as miscarriage. As if a mother was doing crack the baby will most likely come out addicted to crack. This is why drugs, alcohol, and smoking makes the baby at risk.
C would be the best answer, but B is great too
The second option, The $50/month is the premium and the $1000 was his deductible.
A premium is basically a monthly bill to keep your insurance. A deductible is the fixed amount of medical costs you are responsible for paying before your insurance coverage starts to pick up the bills.