The cost of insurance can be quite high especially for life insurance if obtained when one has a medical condition but can at least alleviate anxiety of spouses who worry about their financial security if their partner dies early. because then they can get financial help to pay for mortgages/rent etc. Also, for car insurance, the premiums can be high but if one gets in an accident, especially if one does not have fault, then the cost of repairs and some medical treatment will be paid.
The youth is already academically advanced compared to the past. I believe children should pursue happiness. They should still learn and pursue academic excellence. However I don’t think it is a bad thing to encourage children to find happiness.
I would need to know more information from the passage to answer this, but from what i read i think it’s B.
Answer:it should be especially memorable
Explanation: if its the last paragraph, it needs to hold all the summarized information and thus be remembered