I'm pretty sure that the phrase "If we don't run late" refers to adverb <span>subordinate clause.</span>
Determine the writer's view in the story: first, or third person.
clue: The word I is never used.
The ability to manage money was never an issue. The statement of all workers are underpaid applies to his equals. The well to do was not defined in relation to the story. The man in this example thinks he is underpaid and has not shown his obligations, ie: rent, food, taxes. Is everyone in his family in good health. If his brother worked in the same job with no financial obligations he could very well be a: "well to do."