Answer:
D. NGOs around the world currently use microcredit loans.
Explanation:
Microcredit loans are loans of very small amounts of money given to the poor.
Microcredit loans do not require collateral for those given cannot afford to produce one.
The loans are given with the hope of bettering the lives of the beneficiaries.
NGO do not rely on microcredit loans, instead, some of them lend this kind of loans to the poor in their operations of improving lives.
Owners are exempt from liabilities arising from wrongful acts, and the owners in the arrangement are called members.
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