Answer:
Nearly an equal number of consumers use mobile and online banking to pay bills because of the ease and convenience these methods afford them.
Explanation:
To hypothesize means to provide a possible explanation for something. So, a possible reason or explanation of why most customers prefer the online and mobile methods of making payments and receiving funds is that it is much easier for them.
Some of these easy benefits include;
1. They do not have to stand in long queues to pay through cheques.
2. They can process their transactions from any location and at any time.
3. There are fewer requirements needed to process transactions.
Answer: 76.3%
Explanation: Gross profit margin is calculated by dividing the gross profit (difference between revenue and cost of goods sold) by revenue (Net sales). It could be expressed as a percentage by multiplying by 100.
Gross profit margin = (gross profit ÷ net sales) * 100
Gross profit = $3,320
Net sales = $4,350
Gross profit margin = ($3,320÷$4,350) * 100
0.763 * 100 = 76.3%
Answer:After-tax cost of debt capital = 4.78%
Explanation:
Cost of debt (After-tax):
= 
(1 – tax rate)
Where,
= After tax cost of debt
F = Floatation cost
= Net proceeds
Net proceeds = Bond face value ± Premium or Discount
Net proceeds: $ 1000 - $ 15 = $ 985
Flotation cost = $ 36
Tax rate 34% or 0.34
Hence, after tax cost of debt = 
(1 - 0.34)
= 4.778 % (approx.)
i.e. 4.78%
Answer: Access control.
Explanation:
Access control are restrictions set beforehand to limit users of a
computer network access to certain websites or files in a computer system. Access control is normally set for the sake of increased security of a computer network users and organizations, it can be in the form of: pins, biometric scans and some other forms of user verification.
