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2 years ago

In comparison to small banks, larger banks typically have:_______.

Business

1 answer:

Alex777 [14]2 years ago

5 0

Answer:

c. more off-balance-sheet activities.

Explanation:

Large banks typically have more off-balance-sheet activities and more loans per dollar assets which lead to an increase in average cost.

Larger banks have lower equity capital than smaller banks thereby paying higher interests on their funds.

Larger banks have lesser core deposits than smaller banks. Smaller banks rely more on core deposits with rates not varying as open market rates, whereas large bank depend on wholesale funds that vary with market rates.

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Suppose that in Year 1 daily sales at Dave's Deli daily totaled $1,000, and daily sales at Bertha's Burgers totaled $1,500. In Y

kolezko [41]

Answer:

30%

Explanation:

Given that,

In year 1:

Dave's Deli sales = $1,000

Bertha's Burgers sales = $1,500

In year 2:

Dave's Deli sales = $1,300

Bertha's Burgers sales = $1,800

Therefore,

percentage change in sales for Dave:

= [(Change in sales) ÷ sales in year 1] × 100

= [($1,300 - $1,000) ÷ $1,000] × 100

= ($300 ÷ $1,000) × 100

= 0.3 × 100

= 30%

Therefore, the Dave's sales increases by 30%.

4 0

2 years ago

Decko Industries reported the following monthly data: Units produced 52,000 units Sales price $ 33 per unit Direct materials $ 1

Rus_ich [418]

Answer:

$1,275,000

Explanation:

The computation of the contribution margin is shown below:

As we know that

Contribution margin = Sales - variable cost

Selling price per unit - variable cost per unit

And, the direct material per unit, direct labor per unit, and the Variable overhead per unit are variable cost

So, if 50,000 units are sold, the contribution margin per unit is

= 50,000 × ($33 - $1.50 - $2.50 - $3.50)

= $1,275,000

3 0

2 years ago

Initially, suppose Bellissima uses 1 million hours of labor per month to produce corn and 3 million hours per month to produce j

saul85 [17]

Answer:

4 bushels, 2 bushels, Bellisima, Euphoria

Explanation:

Remember, opportunity cost as used in this context refers to the loss of other profit alternatives when one alternative is chosen. In this scenario if we consider the two neighboring countires called Acadia and Euphoria. Both have 4 million labor hours per month that they can use to produce corn, jeans, or a combination of both.

Euphoria produces 4 bushels of corn per hour and 16 pairs of jeans. Acadia produces 5 bushels of corn per hour and 10 pairs of jeans. Euphoria produces 12 million bushels of corn and 16 million pairs of jeans and Acadia produces 5 million bushels of corn and 30 million pairs of jeans.

Euphoria's opportunity cost of producing one bushel of corn is $\frac{16}{4}$ = 4 pairs of jeans and

Acadia's cost of producing one bushel of corn is $\frac{10}{5}$ = 2 pairs of jeans.

Finanlly, It is obvious that Acadia has the comparative advantage of producing corn, and Euphoria has the comparative advantage of producing jeans.

5 0

2 years ago

Bank ABC has checkable deposits of $415 million and total reserves of $50 million. The required reserve ratio is 9 percent. The

umka21 [38]

Answer:

$12,650,000.

Explanation:

Reserves is the total amount of a bank's deposit that is not given out as loans

Reserves = Deposits - outstanding loans

Required reserves is the percentage of deposits required of banks to keep as reserves by the central bank

Required reserves = reserve requirement x deposits

0.09 x 415 million = 37.35 million

Excess reserves is the difference between reserves and required reserves

50 million - 37.35 million = 12.65 million

6 0

2 years ago

A company is formulating its plans for the coming year, including the preparation of its cash budget. Historically, the company'

Alchen [17]

Answer:

c. $4,025,200

Explanation:

The computation of the total cash receipts from sales and collections in April month is shown below:

= April sales × cash sales percentage + April sales × credit sales percentage × collection month percentage + March sales credit sales percentage × Following month collection percentage

= $4,000,000 ×30% + $4,000,000 × 70% × 40% + $4,200,000 × 70% × 58%

= $1,200,000 + $1,120,000 + $1,705,200

= $4,025,200

Since cash sales are 30% , so the credit sales would be 70%

3 0

2 years ago