Hi there!
Let's assume that one month is represented by the variable 'm', the amount of minutes you started with is 's', and minutes you spent is 'p'.
So, one month can be represented as 'm=s-p'.
The next month is a bit more tricky. This will incorporate 75 less minutes into the equation. 'm=s-75' can be used to represent this, as we assume that you didn't use any minutes in the first month, and that p=75 in this case.
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123 lb * (0.4536 kg/lb) * 300mg/(kg · day)
= (123 * 0.4536 * 300) mg/day
= 16737.84 mg/day
16737.84 mg/day * 1g/(1000mg)
= 16.73784 g/day
The formula for getting the accumulated amount(compounded) is;
A =P(1+r%)∧n
Where A = Acumulated amount
P = principle (deposit)
r = interest rate and
n = period
Since the interst is compounded quartly,
period = (5×4)-3 = 17
A = 7100(1+2.8/100)∧17
= 7100×1.028∧17
= 11,353.80
The money she will end up earning in interest on the cd = $11,353.80
