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adell [148]
2 years ago
6

When consumers swipe a card, either debit or credit, to make a transaction with a merchant, the merchant pays an interchange fee

to the card-issuing bank. Generally, the interchange fee for a debit card is 1% of the purchase amount, while for a credit card it is 1.6% of the purchase amount. In 2009, the average interchange fee was 44 cents. In December 2010, the Federal Reserve proposed capping that interchange fee to 12 cents per transaction. Who are the three primary stakeholders in this proposal, and what do you predict their positions will be relative to this proposal?
Social Studies
1 answer:
siniylev [52]2 years ago
5 0

Answer:

The three primary stakeholders are the banks, the merchants, and the consumers.

Banks = Against, since this would mean that they will be receiving less

Merchants = For, since they would be paying less

Consumers = Generally unaffected. But I believe they would be more against the proposal because if interchange fees are capped, then the banks will find other ways to retrieve the lost revenues by other means, such as increasing the interest or etc.

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The U.S. Constitution of 1789 empowered Congress to regulate interstate commerce. Which selection below is true for the Articles
const2013 [10]

Answer:

The correct answer is A. The Articles of Confederation did not grant Congress the power to regulate interstate commerce.

Explanation:

The Articles of Confederation were the first government document, or Constitution, of the United States. They were written in the summer of 1776 and taken over by the Second Continental Congress on November 15, 1777, after one year of debate. In practice, they served as the de facto system of government used by Congress until the Articles final ratification on March 1, 1781.

The Articles of Confederation laid down the rules of operation of the United States. The Confederacy could wage war, negotiate diplomatic agreements, deal with the problems of Western territories, spend money and borrow within and outside the States. On the other hand, the impossibility to determine taxes and regulate interstate commerce was a major shortcoming. The second weak point was the principle of one state, one vote. Larger states were expected to contribute more but had only one vote.

Originally, the intention was only a weak central government, which was supposed to rule, especially in an emergency. But the end of the war and the new priorities that emerged clearly showed many of the shortcomings of the Articles. They were replaced by the much stronger Constitution after ratification on June 21, 1788.

7 0
2 years ago
People listening to rock music played backward often perceive an evil message ifspecifically told what to listen for. That pheno
barxatty [35]

Answer:

<em>(e) top-down processing</em>

Explanation:

Since the brain is basically focused on the sensory systems higher.

Higher-level stages of cognition such as reasoning, are therefore known to be at the top of the process of feeling and perception.

But at the other hand, low-level brain structures, like those participating in sight, touch, or hearing sensory systems, are known to be at the bottom.

Top-down processing refers to how our brains use information that one or more of the sensory systems have already put into the brain.

It is a cognitive process that begins with our emotions, flowing down to functions at lower levels, such as the senses.

4 0
2 years ago
What does emerson most likely mean here when he refers to the "reduction ad absurdum of slavery"?
Tcecarenko [31]
After doing some research, I believe you are referring to this text with the following choices for the question. 

<span>"Indeed, it is the reduction ad absurdum of Slavery, when the governor of Virginia is forced to hang a man whom he declares to be a man of the most integrity, truthfulness and courage he has ever met."
</span>
A. It is absurd to declare someone is a man of integrity while sending him to the gallows.
B. For a man of integrity to be executed while slave owners run free is an absurd notion.
C.Slavery can only lead to absurd conclusions because the premises are flawed to begin with.
<span>D.These are absurd times if men of integrity are being sentenced to hang for what they believe in.
</span>
When Emerson referred to "reduction ad absurdum of slavery", he most likely means that: "Slavery can only lead to absurd conclusions because the premises are flawed to begin with."
3 0
2 years ago
According to thorsten sellin, _____ norms are found in the law; _____ norms may directly conflict with them.
Dahasolnce [82]

According to thorsten sellin,<u> "crime"</u> norms are found in the law; <u>"conduct" </u>norms may directly conflict with them.


Crime is characterized as conduct which is disallowed by the law and for which some discipline is prescribed. Norms are rules characterizing regular circumstances you can hope to experience and the practices expected in those circumstances. Each general public has standards as well as has sanctions methods for constraining individuals to comply with these standards through reward or discipline.

Conduct norms are standards (rules authorized by the general public) that change from gathering to gathering. Accordingly, unique social orders authorize distinctive lead standards. There are additionally all inclusive classes, which rise above the distinctions among social orders and apply to everybody in view of the innate qualities that accompany the development of a general public.

8 0
2 years ago
Read 2 more answers
Currently, in the united states, of howard gardner's nine intelligences, _____ and _____ intelligence are prized, and these two
murzikaleks [220]
<span>Currently, in the United States, of Howard Gardner's nine intelligences, linguistic and practical/existential intelligence are prized, and these two abilities are at the core of most tests of aptitude and achievement. Howard Gardner developed 9 intelligences that describe skills that people possess. Each person has these skills but others are stronger in various areas or use specific intelligences more </span>frequently.
5 0
2 years ago
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