Question

Joann's health insurance plan allows all tests and specialist visits without referral by her doctor. joann, most likely, has what type of insurance plan?

Answer 1

Answer: PPO

Explanation: APEX

Answer 2

Joann, most likely, has Point of Services type of insurance plan. There are six types of the insurance health plans that differs by their premium and benefit. The HMO plan, the PPO plan, the EPO plan, and the Point-of-Service Plan (POS) are the types of insurance plan that shares a similar benefit. However, the POS plan gives the most freedom in term of health providers. Thus, POS plan is the most suitable answer.