Question

Sherry personal information is shown below . age 26 .time of address 3 years .age of auto 9 years .car payment none. Housing cost 750 .checking and saving accounts checking only . Finance company reference no . Major credits cards 4 .ratio of debt to income 22% . Declared bankruptcy never .according to the following table what is her credit score

Answer 1

Apex- the answer is 390

Answer 2

Factors Affecting Credit Score

1. If you have committed error in paying loans and Credit card bills

2. Type of Credit Account, how older it is

3. Number of major credit cards

4. Amount of Debt taken by you

5. How many times you have gone through Bankruptcy

6. Investigation done on your Credit Report

The Information provided by Sherry is :

            age 26 .time of address 3 years .age of auto 9 years .car payment none. Housing cost 750 .checking and saving accounts checking only . Finance company reference no . Major credits cards 4 .ratio of debt to income 22% . Declared bankruptcy never

The Credit score of Sherry should be Fair , that is between (650-699) and you can say that is Moderately Influential.