Answer:
We have to classify the transfers as Direct Transfer, Indirect Transfer Through Investment Banks, and Indirect Transfer Through Financial Intermediaries.
(a) - Indirect Transfer Through Financial Intermediaries.
A market mutual fund is a financial intermediary, and it is the option that Elliot has chosen to transfer capital.
(b) - Direct Transfer
As the statement explains, the company has not gone through any financial intermediation to raise capital. It has directly done so.
(c) - Indirect Transfer Through Investment Banks
xEdu.com hired an an investment banking to issue its initial public offering
(d) - Direct Transfer
Erin borrowed the money from his uncle without any financial intermediation.
The best way to do this would be have a section in the application for the job in question that asks applicants to list all fluent languages. This way it is easy to tell when a person is able to speak a different language, like spanish, and when the potential employee is not bilingual.
Hope this helps you.
