Answer:
Online or web-based banking has changed how people use financial services because now they can complete transactions at all hours of the day. They do not need to wait until the bank branch opens.
Web-based banking has also changed how people choose financial services because now they can do a lot of their own research on the internet. There is less need for a middle man in buying stocks as an investment by opening a brokerage account online, for example.
Explanation:
One advantage of web-based or online banking is that you have access to your accounts at any time of day. You can make transfers late at night and you do not have to restrict your banking to the hours the bank is open. There are now apps on your smartphone that can even scan and credit checks to your account. Banking has really gone virtual and there is little need for paper checks as you can transfer money to friends and relatives and pay for purchases online.
The disadvantages of online banking are that some people may not have access to the internet because they do not have internet service at home or they do not own a computer. This may be the case for someone who has no fixed address for example or for the elderly. It would be hard for these clients to gain access and to know how to use the internet services, putting them at a disadvantage when compared to other bank clients who do know how to use internet banking.
The type of learning that is being done in the scenario above is observational learning. Observational learning is a type of learning in which an individual is likely to learn a particular thing by having to observe a behavior that is being done by a person or what he or she observes in the environment.
Employees or coworkers dating one another
Answer:
A) Contingency table
Explanation:
One should set up a contingency when studying the simultaneous responses to two categorical questions.
Answer: Negative Reinforcement
Explanation: Negative reinforcement is an efficient method that can be used to help teach desired behaviors by removing something uncomfortable in response to a stimulus which overtime, that target desired behavior increases with the knowledge that the unpleasant thing will be taken away.
for example when a mother switches off the TV when a son hasn't done his homework, and is watching cartoon, this will increase the chances that the son over time will do his homework before watching TV as he understands his mother would put off the TV if he doesn't .
Also, putting on a sweater when a person feels it is cold would make him or she feel warmer which will lead to an increase in the probability that response will be repeated in the future.
