They focus on characters, customs, and language common to a particular region.
When an author uses local color, he/she is using characters, customs, and language common to a particular region. The characters may be considered stereotypical, but they can help to create a specific image. This can help create setting and also add to the plot. In the movie Brave, the writers use a variety of color. The language spoken by the characters has a Scottish accent, the food and activities the characters partake in a typical customs. The will-o'-the-wisps (blue lights) are also important characters in Scottish culture.
Answer:
Part A: The lottery does not solve people's money problems.
Part B:"One [study] found that a third of lottery winners go bankrupt and lose everything."
I have a feeling it’s the first one. But I could be wrong.
Seems most consumed by feelings of guilt