First, we should apply the present value of annuity formula. It is

and in this formula

is the present value of annuity factor.
Then, we can find the present value of the annuity by writing that,

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Answer:
Part 1: There are 4.7*10^21 ways to select 40 volunteers in subgroups of 10
Part 2: The research board can be chosen in 32760 ways
Step-by-step explanation:
Part 1:
The number of ways in which we can organized n elements into k groups with size n1, n2,...nk is calculate as:

So, in this case we can form 4 subgroups with 10 participants each one, replacing the values of:
- n by 40 participants
- k by 4 groups
- n1, n2, n3 and n4 by 10 participants of every subgroups
We get:

Part 2:
The number of ways in which we can choose k element for a group of n elements and the order in which they are chose matters is calculate with permutation as:

So in this case there are 4 offices in the research board, those are director, assistant director, quality control analyst and correspondent. Additionally this 4 offices are going to choose from a group of 5 doctors.
Therefore, replacing values of:
- n by 15 doctors
- k by 4 offices
We get:

Time taken by Ria to paint a room = 4 hours
Time taken by Destiny to paint a room = 6 hours
If they work together, they complete 1 job. So,

The LCD of 4 and 6 is 12




Hence, both of them can paint the room in
hours or 2.4 hours.
Answer: 4.99 (answer would be 5 if rounded)
Step-by-step explanation:
93.34/18.69=x
x=4.99